Month-to-month
$99 / month
Flexible monthly option
All benefits included
Start My FREE Assessment
START WITH A FREE CREDIT ASSESSMENT
One complete service.
Three ways to plan.
No setup fee. Credit monitoring included in every plan.
Get My FREE Credit AssessmentStart free. Choose a paid plan only if you decide to continue.
6-month plan
$89 / month
Discounted rate with a 6-month commitment.
$534 over 6 months
Save $60 versus $99/month
All benefits included
Start My FREE Assessment12-month plan
$79 / month
Discounted rate with a 12-month commitment.
$948 over 12 months
Save $240 versus $99/month
All benefits included
Start My FREE AssessmentIncluded with every plan
- Personalized credit report review
- Credit monitoring
- Dispute assistance for inaccurate information
- Customized credit action plan
- Secure uploads and client portal
- Dispute tracking and progress updates
- Monthly progress review
- Credit utilization and payment guidance
- Priority email support
New chapters. Meaningful progress.
Dave • Florida
A fresh start. A car of his own.
“After my divorce, I was ready for a fresh start. Legacy Credit Advisor helped me repair my credit, and I was finally able to buy my car.”
Brandon & Hannah • Kentucky
Their first home in Kentucky
“We dreamed of buying our first home, but inaccurate collection accounts and late-payment reporting were holding us back. Legacy Credit Advisor helped us dispute those errors and improve our credit. We were able to purchase our first home together in Kentucky!”
Regan • Georgia
Moving forward after credit errors
“Inaccurate bankruptcy information had seriously affected my credit. Legacy Credit Advisor helped me correct those errors and improve my credit so I could move forward with my goal of buying a home.”
Your FREE Credit Assessment Starts Here.
Why wait? Take the first step toward better credit today.
Start My FREE AssessmentYour next steps toward better credit.
Start Your Free Assessment
Tell us about your credit goals.
Choose Your Plan
Review your options and sign your agreement online.
Complete Your Secure Setup
Connect your included Credit Hero Score monitoring and upload your ID and proof of address. No credit-report upload needed.
Follow Your Progress
View updates and your next steps in your secure client portal.
Questions before you begin?
Getstarted@legacycreditadvisor.comIs the assessment free?
Yes. Start with a free credit assessment. Paid services are optional.
Is credit monitoring included?
Yes. Credit monitoring through Credit Hero Score is included in every plan at no additional charge. See your agreement for details and activation instructions.
Do I need a phone call?
No onboarding call is required. You can get started online and contact us by email for support.
Are results guaranteed?
No. Results, score changes, removals, financing approval and timelines vary and are not guaranteed. The length of a plan is not a promise about how long credit improvement will take.
Can accurate negative information be removed?
Accurate and timely negative information generally cannot be removed merely because it is unfavorable. Our dispute assistance focuses on inaccurate or incomplete information.
Where do I send sensitive documents?
Use only the secure systems provided during enrollment. Do not email Social Security numbers, credit-report passwords, payment details or identity documents.